Charitable giving often reflects more than generosity—it’s a meaningful extension of your values and legacy. But beginning in 2026, several changes from the One Big Beautiful Bill Act (H.R. 1, P.L. 119-21) will affect how and when charitable donations are deductible on your tax return. For business owners nearing or in retirement, and retirees living on investment income, these new rules could influence your tax efficiency and long-term gifting plans. Key Tax Changes Starting

Maximize the Value of your Spousal Beneficiary Inherited IRA